Advantages of the Uzum card

Picture of bank card from both sides

Uzum card — money is here!

Top up and transfer money for free. And if your funds aren’t enough, get up to 25,000,000 UZS to your card for 30 days with no overpayments

A man with a card

Commission-free transfers

Between Uzum cards — always free

Many bank cards

Free cash withdrawals

Up to 10,000,000 UZS per month at Uzum Bank ATMs

A woman with shopping

Discounts & cashback

Up to 30% at Uzum Market and Uzum Tezkor, and up to 10% cashback at partners

Get your Uzum card without visiting the bank

Just a few minutes and your pre-order will be complete, giving you free transfers

The card is available to residents of Uzbekistan.

Apply for free
Plastic card issuance
Free
Transfer fees after the promotion ends
For Uzum cards in the Uzum Bank app 0%
For the Humo & UzCard Up to 2 mln UZS to Uzcard and Humo cards. From 2 to 100 mln UZS — 0.2% if the promotion conditions are met. Without meeting the conditions — 0.9%. The promotion is valid from June 1.
Issuance and maintenance
Monthly service fee 0 UZS
Replenishment from another bank card 0%, in the Uzum Bank app
Fee for blocking a card with the “stolen or lost” sign 0 UZS
Commission for transferring the microloan 5%, For transferring a microloan to the card, commission is charged according to the bank's tariffs
Commission-free withdrawals 0% — at Uzum Bank ATMs — up to 10,000,000 UZS per month
— at ATMs of other banks — up to 2,000,000 UZS if the promotion conditions are met. The commission will be refunded as cashback within 15 minutes
The promotion is valid from June 1.

Tariffs may be changed by the bank in accordance with the terms of the Banking Services

Detailed terms and conditions

Get a microloan up to 25 000 000 UZS

Transfer the required amount from your limit to the Uzum card. A 5% fee from Uzum Bank is charged for transferring a microloan to the card.

30 days — favorable period

Pay off the microloan in full within 30 days and you won't be charged the Uzum Nasiya commission for issuing the microloan

Monthly payments

When the interest-free period ends, we will divide the total debt amount into 12 equal payments, taking into account Uzum Nasiya's commission for issuing a microloan, and deduct the first payment. The payment schedule and amounts are always available in the app

How much does a bank card cost?

0 UZS for issuance and maintenance.

How and where to apply for Uzum card?

You can apply through the Uzum Bank app on iOS or Android.

If you’re a new user, download the app, complete registration, and access your virtual Uzum card by selecting “Apply for Card” from the main page. The card issuance process takes only a few minutes.

What if I lose my card?

A virtual card can’t be lost – it’s always accessible in the app. Once physical Uzum cards become available, they can be temporarily frozen or permanently blocked if needed. In case of loss, you can block the card and request a replacement by contacting support:

Can cards be added to other apps?
You can use the Uzum virtual card for payments in stores, online transactions, transfers, and cash withdrawals. Uzum Bank customers also gain access to special offers within the Uzum ecosystem through Uzum Market and Uzum Tezkor. Card integration with select payment services may be restricted for security reasons.
How do I enable notifications for my card?
They are connected by default to the number used for registration in the Uzum Bank app.
How to withdraw cash from cards?
To withdraw cash from the virtual card, transfer funds to any physical card and use ATM. Once physical Uzum cards become available, users will be able to withdraw cash directly. Terms and fees are detailed on the Uzum Bank website